I am a single mom with 3 beautiful children living in San Diego and struggling. I am looking for a loan that I can pay back in monthly payments. The amount I need is $1500-this is for our housing and we are already behind and have been paying as much as I can. The background on how this situation arose is that supoosedly I took a better paying position in the housing industry, 100% comission, I was promised at least what I was making previously + bonus and the infamous draw in case you have a tight month. The dangling carrot will never intice me again. I have learned my lesson. They have since put me back on a very small base salary which will help, + an override and NO draw, the no draw is the best thing that could ever happen. I was on commission for over a year, and on a draw, but not really free to sale because I was processing and had to be in the office instead of out getting deals..and in this market it is tough.So my income was the draw and that means money owed back when commissions come in. I was in a catch 22. Getting a better job in the industry is really, really hard.I have been just hoping for the right change and bringing back the base and changing my title was it.
I believe God uses me to bless people with new homes, and I see the miracles over and over again that help people that would have no chance of a loan, get one and then here I am and I cannot pay my own rent off of the salary I make. I work very hard and long days and give my best evryday even though it is rocky financially in my life...I think about the families and how they need to get into their new home.
I see the light at the end...we have 2 more rough months and then we should even out. There are many other things along the way and the years have been trying. The kids handle things well and they see how hard I work...and that I do my best and many a night we have played board games and just hung out. My kids do know the value of family and they know they cannot have everything in the world and not to be selfish to others or jealous of others, Our family struggles in many ways- but faith and love are always abundant. I have been on my own for 7 years, tears, cheers and a lot of praying has gotten me through, God does the driving now...that is for sure. If anyone can assist and wait for repayment on a scheduled date every month through bill pay or money order that would be a blessing.
Thank you for taking the time to read my story :) Bless you. - Lisa